In Kentucky, debt division in a divorce typically follows the same principles as the division of assets. Debts incurred during the marriage are generally considered marital debts and are subject to equitable distribution.

Courts will take various factors into account when dividing marital debt, such as each spouse’s liabilities and debts and their overall economic situation. They will also look at the reason why the debt was incurred (for example, one spouse will not likely be held accountable for the other’s recklessly-acquired gambling debts)